Pension auto enrolment (AE) My Future Fund – further milestones reached

Dermot Griffin, a former CEO of the National Lottery, has been announced as the CEO of the National Automatic Enrolment Retirement Savings Authority (NAERSA).

Government launched a major national awareness campaign in July, and it has recently been reported that Department of Finance officials have confirmed that AE instructions will be issued in early December in advance of pension auto-enrolment commencing in January 2026.

The auto-enrolment (AE) instructions issued in December will target an estimated 800,000 workers in Ireland that are not currently part of a workplace or private pension plan.

Department officials are also reported to have said any pension contributions have been made through payroll in the 13 weeks prior to that date will be exempt from the AE regime, which is called My Future Fund. Pension industry experts have advised that this means that employers planning to move AE eligible employees to a company pension plan, should aim to have the first pension contributions for newly enrolled staff by mid-November.

The SFA’s FAQs on My Future Fund are available here.

Additional Information

• Official Announcement
• If you have any further questions, please do not hesitate to contact SFA HR Executive, Zaynab Lawal on Zaynab.Lawal@sfa.ie